• Earn Cashback with a Santander 123 Current Account
Santander's 123 Current Account offers you cashback on household bills paid out of your account. You get 1% cashback on water and council tax, 2% on electricity and gas, and 3% on mobile, home phone, broadband and paid for TV packages. Plus you'll earn interest of up to 3% AER (variable) on your credit balance, and you get a free Arranged Overdraft for 4 months when you switch to them using their dedicated switcher service. You need to pay in £500 a month and pay a monthly account fee of £2. Other terms and conditions apply, see the site for full details. Use their easy online calculator to see how much cashback you can earn in a year with the account.
• Virgin Credit Card - 0% p.a. on Balance Transfers for 20 Months
Virgin's Balance Transfer credit card gives you 0% p.a. on balance transfers for 20 months (on transfers made in the first 60 days) AND 0% p.a. on card purchases for 3 months from the date your account is opened (Representative 16.8% APR (variable), a 2.99% handling fee applies on balance transfers). Plus you get 10% off when you use your card at Virgin Holidays, Virgin Trains and Virgin Wines, 1 month free at Virgin Active, and your first month free with Virgin Media. Representative example: 16.8% p.a. (variable) on card purchases. This is equivalent 16.8% APR representative (variable) based on a credit limit of £1,200.
• checkmyfile - free Multi Agency Credit Report
checkmyfile offers one the most detailed credit reports we've seen, completely free for 30 days. Its Multi Agency report gives you more than twice the information than any other credit report. Credit scores and identity theft assistance services are also included free.
A late payment, fraud or a clerical error can easily damage your credit status and lead to lenders refusing you credit. Don't be a victim of fraud, check your credit file with free instant copy of your Experian credit report, and a free trial of the CreditExpert Monitoring Service.
• 5% Cashback with an American Express Card
The American Express Platinum Cashback Credit Card gives you a rocking 5% cashback on up to £2,000 of purchases in your first 3 months of Card membership, and then an ongoing 1.25% cashback on virtually everything you buy, with double cashback (2.5%) for one month every year. There is an annual fee of £25 but we think it's well worth it in view of the potential cash back you can earn. Representative 18.5% APR variable.. Based on annual fee of £25 and assumed credit limit of £1200. Interest rate for purchases: 14.0% p.a. variable.