• £300 Free Cash for Switching your Bank Account
Santander will pay you a whopping £100 if you open a Current Account online and move your banking using their dedicated Switching Service. Even better, if you are an existing mortgage account customer and switch your current account, you'll get £200. This goes up to £300 if you can also deposit at least £10,000 in Santander savings. You also get a 0% EAR (variable) overdraft with no Daily Arranged Overdraft Fees for 12 months. After 12 months the overdraft will cost 50p per day, capped at 10 days in each monthly statement period. This assumes an Arranged Overdraft credit limit of £1,200, but the actual amount may differ.
• Virgin Credit Card - 0% p.a. on Balance Transfers for 20 Months
Virgin's Balance Transfer credit card gives you 0% p.a. on balance transfers for 20 months (on transfers made in the first 60 days) AND 0% p.a. on card purchases for 3 months from the date your account is opened (Representative 16.8% APR (variable), a 2.99% handling fee applies on balance transfers). Plus you get 10% off when you use your card at Virgin Holidays, Virgin Trains and Virgin Wines, 1 month free at Virgin Active, and your first month free with Virgin Media. Representative example: 16.8% p.a. (variable) on card purchases. This is equivalent 16.8% APR representative (variable) based on a credit limit of £1,200.
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• 5% Cashback with an American Express Card
The American Express Platinum Cashback Credit Card gives you 5% cashback everytime you use it for the first 3 months up to £100. You then earn up to 1.25% cashback after that, with no limit on how much you can earn. Standard interest rate is typical 19.9%APR variable.